Questions & answers
Frequently asked questions
Everything you need to know about shopping and paying with Lydia's Thrift.
What is Lydia's Thrift?
Lydia's Thrift is a smarter way to shop: choose the products you want, spread the cost over flexible daily, weekly or monthly instalments, and receive your item once your plan is complete. It helps you own quality products without paying everything at once.
How do the instalment plans work?
When you pick a product, you choose a plan — daily, weekly, or monthly. We show you the full payment schedule and the amount for each instalment before you commit. You then pay down the plan from your in-app wallet at your own pace.
Are there hidden fees or surprises?
No. You always see your complete payment schedule and any delivery fee before you start a plan, so you know exactly what you're agreeing to. There are no hidden charges added later.
How do I pay?
You fund your Lydia's Thrift wallet securely inside the app, then your instalments are paid from that balance. Payments are handled through trusted, encrypted payment infrastructure.
When do I receive my item?
Once you complete the payments on your plan, we arrange delivery of your item to your address.
Where do you deliver?
We deliver nationwide across Nigeria. Your delivery fee is shown clearly before you begin a plan.
Is my money and information safe?
Yes. Payments run through encrypted, industry-standard infrastructure, and your wallet balance and payment history are always visible to you in the app.
How do I get started?
Get the Lydia's Thrift app, create your account, browse the catalogue, and start your first plan. If you have questions, email us at mylydiasthrift@gmail.com.